Pakistan Car Cost Calculator
40 Cars · 12 Banks · Real 2026 Rates · Full On‑Road Price
وَمَا أَنفَقْتُم مِّن شَىْءٍۢ فَهُوَ يُخْلِفُهُۥ ۖ وَهُوَ خَيْرُ ٱلرَّٰزِقِينَ
“And whatever you spend in good, He replaces it; and He is the best of providers.”
— Quran 34:39
Step 1 – Pick Your Car
Step 2 – Pick Your Bank (Auto‑Fills All Details)
Click a bank to instantly set its typical interest rate, down payment, tenure & processing fee. You can then adjust any value.
👆 Select a bank above to auto‑fill its rates & fees.
Step 3 – Financing Details
📋 Car Cost Reality Check
A Rs. 4.5 million car can actually cost Rs. 5.5–6.5 million after taxes, registration, and financing markup. Non‑filers pay double withholding tax. Banks differ – a 1% lower rate can save you Rs. 200,000+ over the loan. Always compare at least three banks.
What bank details are included?
All 12 banks have real 2026 rates: markup range, max financing %, tenure limits, processing fees, and type (Islamic/Conventional). KIBOR is approx. 11.5% as of April 2026.
How are car prices verified?
All 40 models use ex‑factory 2026 prices from manufacturer notifications, PakWheels, and auto industry sources. Always confirm with your dealer.