Zakat & Ushr Calculator
Gold and silver prices change daily. This tool uses rates updated every 15 days, but you must verify today’s market rate and edit the fields below if needed. Incorrect rates could lead to an inaccurate Zakat calculation, which is a matter of the Hereafter. Always double‑check with a local dealer and consult a scholar for final confirmation.
Today’s Rates (edit if needed)
Your Zakatable Assets
Deductible Short‑Term Debts
Ushr Calculator (Agriculture)
🕌 The Importance of Zakat
The Prophet Muhammad ﷺ said: “Islam is built upon five pillars: testimony that there is no god but Allah and that Muhammad is His Messenger, establishing prayer, giving Zakat, fasting Ramadan, and performing Hajj.” (Bukhari & Muslim)
He also warned: “Whoever is made wealthy by Allah and does not pay the Zakat of his wealth, then on the Day of Resurrection his wealth will be made like a bald‑headed poisonous male snake … and bite his cheeks and say, ‘I am your wealth, I am your treasure.'” (Bukhari)
Allah promises: “And establish prayer and give Zakat, and whatever good you put forward for yourselves – you will find it with Allah.” (Quran 2:110)
❓ Frequently Asked Questions
What is Nisab and how is it calculated?
Nisab is the minimum wealth threshold for Zakat. In Pakistan (2026), it is Rs. 503,529 based on 612.36g of silver. Gold Nisab (87.48g) is higher. Most scholars recommend the silver standard to benefit more needy.
What assets are Zakatable?
Zakat is due on gold, silver, cash, bank savings, stocks, mutual funds, merchandise, and receivables – after deducting immediate debts. Personal items (home, car, clothes) are exempt.
How often should I update the market rates?
Gold and silver prices change daily. This tool updates every 15 days, but you can (and should) manually edit the rates to match today’s market. The editable fields are there for that exact purpose.
What is Ushr and how is it different?
Ushr is the agricultural Zakat. It is 5% if you irrigate using machinery or canals, and 10% if rain‑fed. There is no Nisab for Ushr – it is due on the total harvest.
Does my bank automatically deduct Zakat?
Yes, under SBP rules, Pakistani banks auto‑deduct 2.5% Zakat from savings accounts with balances ≥ Rs. 503,529 on 1st Ramadan. You can file an exemption if you pay Zakat manually.